Miguel Almonte
Licensed Health Insurance Agent
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We Are Located
We’re Here to Serve You
Office Hours:
Monday: 9:00 a.m. – 5:00 p.m.
Tuesday: 9:00 a.m. – 5:00 p.m.
Wednesday: 9:00 a.m. – 5:00 p.m.
Thursday: 9:00 a.m. – 5:00 p.m.
Friday: 9:00 a.m. – 5:00 p.m.
Saturday: By appointment only
Sunday: By appointment only
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Medicare Plans
Federal government program for people aged 65 and older or individuals with certain disabilities.
• Part A: Hospital
• Part B: Medical Services
• Part C: Medicare Advantage (optional) — Private plans that combine Parts A and B, and sometimes include prescription drugs, dental, and vision.
• Part D: Prescription Drugs
If you do not enroll in Medicare Parts B & D during the Initial Enrollment Period, you may have to pay late enrollment penalties.
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Health Insurance for Everyone – ACA (Affordable Care Act)
1. Financial Protection
• Avoids unexpected and costly medical expenses.
• Reduces the financial impact of an emergency or serious illness.
2. Access to Quality Medical Care
• You can see doctors, specialists, and receive treatments without long delays.
• Access to hospitals, emergency rooms, and clinics.
3. Prevention and Early Detection
• Covers regular checkups, vaccines, and preventive screenings.
• Helps detect illnesses before they become serious or expensive.
4. Peace of Mind for You and Your Family
• Knowing your family is protected in case of a medical emergency brings peace of mind.
• Especially important if you have children or elderly family members in your care.
5. Personalized Plans
• You can choose coverage that fits your family's specific needs.
6. Long-Term Savings
• With insurance, many services cost less than paying out of pocket.
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Dental and Vision Insurance
Dental and vision insurance is not a luxury — it’s an essential part of your overall health care. See well, smile well, and live better!
1. Save on Medical Expenses
• Dental checkups, cleanings, eyeglasses, eye exams, or treatments can be expensive without insurance.
• With insurance, many services are partially or fully covered.
2. Prevention Means Health
• Regular dental and vision checkups help detect problems early:
• Cavities, gum issues, infections
• Glaucoma, cataracts, changes in vision
3. Avoid Bigger Problems
• An untreated tooth can lead to a serious and costly infection.
• Uncorrected vision problems can affect learning, work, and safety.
4. Affordable and Accessible
• Dental and vision plans often have low monthly costs and offer many benefits.
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Life Insurance
Having life insurance is an act of love, responsibility, and commitment to your family.
Because if you take care of them today, you can also protect their future.
1. Protect the Ones You Love Most
• If you’re no longer here, your family will still need financial support.
• Life insurance ensures they can continue their lives without debt or financial stress.
• It prevents your loved ones from suffering financially. Insurance can help cover:
o Rent or mortgage
o Food and education
o Outstanding debts
o Funeral expenses
2. It’s an Investment in Their Peace of Mind
• Some life insurance policies also offer living benefits — you can use them for emergencies, retirement, or education.
Don’t wait until it’s too late or your health changes.
It’s better to get protected now while you’re well.
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Prepaid Funerals
1. Eases the Emotional and Financial Burden on Your Family
• During times of grief, making difficult and costly decisions can be overwhelming.
• With a prepaid plan, your family won’t have to worry about expenses or arrangements.
2. Protects Against Rising Costs
• Funeral costs increase every year. By paying today, you lock in current prices with no future surprises.
3. You Leave Everything in Order
• Planning ahead shows love and responsibility toward your loved ones.
• It helps avoid family conflicts over important decisions (type of service, location, religious or cultural details, etc.).
4. Allows for a Respectful and Peaceful Farewell
• You can choose how you want to be remembered — with your values, your culture, and your beliefs.
• Your wishes will be honored, bringing comfort to your loved ones.
5. Access to Professional Guidance and Support
• By arranging in advance, you can receive guidance and personalize the service according to your cultural, spiritual, and family needs.
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Retirement Accounts
A retirement account is a financial tool that allows you to save money long-term with the specific goal of having financial security when you retire.
A retirement account is a smart and responsible decision. It's like planting a tree today to enjoy its shade tomorrow.
The sooner you start, the greater the protection for you and your family.
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Investments
It’s not just about money — it’s about freedom, security, and opportunity.
1. Your Money Grows Over Time
• Saving money is good, but investing is better.
• Investing allows you to multiply what you have and create long-term financial stability.
2. You Protect Your Future and Your Family’s
• Investments can help you:
o Secure your retirement
o Pay for your children’s education
o Buy a home or start a business
3. It’s a Form of Personal Growth
• Learning to invest is also about taking control of your financial life — something many people avoid due to fear or lack of information.
4. Hard Work Deserves Long-Lasting Results
• If you work hard every day to earn money, why not make that money work for you too?
5. The Best Time to Start Is Now
• You don’t need to be wealthy to invest. You can start small and grow over time.
• The sooner you begin, the more advantage you’ll gain from the power of compound interest.
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About me
I’m originally from Durango, Mexico, where I completed elementary and middle school at the Instituto Francés de la Laguna. I immigrated to the United States with my parents in search of a better future and graduated from Agua Fria High School in 2008.
I am happily married and the proud father of two beautiful children, Matías Gael and Sara Natalia, who are my motivation to become better every day.
I have over 4 years of experience helping families with their health and life insurance needs.
I’ve always had the desire to help people in my community, and at Futuro Insurance, I’m fulfilling that dream.
Request a Quote
Get the best price and coverage
Request a Call
What is the best way to reach you?
Request an Appointment
When and how would you like to meet?
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